A Greater Austin retirement planning tool

The Austin Retirement Income Checklist

Seven decisions to review before leaving your paycheck behind.

✓ Takes about three minutes

✓ No score and no judgment

✓ Built for families approaching retirement

Mark what is already clear

What would need to be true before retirement feels possible?

Select each decision you have already reviewed. Anything left unchecked becomes a useful conversation list. Your choices stay in this browser and are not submitted.

0 of 7 clear

✓

Your spending number

Estimate what your household expects to spend once work income stops.

Could you explain the number without guessing? ✓

Your income sources

List the accounts, pensions, benefits, and other income that may support retirement.

Do you know which income starts when? ✓

Your Social Security timing

Review how different filing dates could affect the income available to you and your spouse.

Have you compared more than one starting date? ✓

Your health coverage

Plan for coverage before Medicare, Medicare choices, and the health costs your budget may need to carry.

Is there a gap between work coverage and Medicare? ✓

Your withdrawal order

Decide which accounts may provide income first and what should remain invested for later years.

Is there a reason behind the order? ✓

Your tax coordination

Consider how withdrawals and income decisions may affect taxes, with help from your tax professional when needed.

Have tax effects been included in the plan? ✓

Your investment risk

Check whether the investment mix supports near term income needs and longer term goals.

Would a difficult market change your retirement date?

Your conversation list

Seven decisions are still worth reviewing. You do not need every answer before talking with an advisor. Bring the questions that remain unclear.

Meet locally in Cedar Park

Talk through the decisions that still feel unclear.

Spend 15 minutes with Michael discussing where you are, what is changing, and whether a retirement planning relationship makes sense.

Request an introductory conversation Call (512) 960 4900